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BGB 491. 2 The following provisions do not apply to consumer loan contracts in which the disbursable loan ( net loan amount ) does not exceed 200 euros , which are entered into between an employer and an employee at rates of interest lying below the going market rates , which , in connection with the subsidisation of housing and urban development , are entered into on the basis of public-law approvals or on the basis of grants from public authorities directly between the public law institution awarding the subsidies and the borrower at rates of interest lying below the going market rates .
BGB 499. 1 Subject to subsections ( 2 ) and ( 3 ) , the provisions of sections 358 , 359 , and 492 ( 1 ) to ( 3 ) and sections 494 to 498 apply with the necessary modifications to contracts by which an entrepreneur grants a consumer a nongratuitous postponement of payment of more than three months or grants him other nongratuitous financing assistance .
BGB 1165 If the creditor waives the mortgage , or if he cancels it in accordance with section 1183 , or grants priority to another right , the personal debtor is discharged to the extent that , without this disposition , he might have obtained compensation from the mortgage in accordance with section 1164.
BGB 1303. 4 If the family court grants exemption under subsection ( 2 ) , the applicant no longer requires the prior consent of the legal representative or of another person with care for the person of the child in order to enter into marriage .