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BGB 491. 2 The following provisions do not apply to consumer loan contracts in which the disbursable loan ( net loan amount ) does not exceed 200 euros , which are entered into between an employer and an employee at rates of interest lying below the going market rates , which , in connection with the subsidisation of housing and urban development , are entered into on the basis of public-law approvals or on the basis of grants from public authorities directly between the public law institution awarding the subsidies and the borrower at rates of interest lying below the going market rates .
BGB 651a. 4 The travel organiser may only increase the travel price if this is provided for in the contract with precise information on the calculation of the new price and if in doing this he is taking into account an increase in transport costs , charges for specific services , port or airport fees or a change in the foreign exchange rates relating to the travel package in question . A price increase demanded after the twentieth day prior to the agreed date of departure is ineffective . Section 309 no . 1 remains unaffected .
BGB 675a. 1 A person who is officially appointed to manage the affairs of others or publicly offers to do so provides , for regularly occurring standardised business transactions ( standard transactions ) , in writing , or in appropriate cases also electronically , and gratuitously , information on fees and expenses for such transactions , to the extent that a price is not determined in accordance with section 315 or the fees and expenses are subject to binding statutory provisions . Banking institutions ( section 1 ( 1 ) of the German Banking Act [ Gesetz über das Kreditwesen ] ) must additionally provide information on transaction periods , value dates , reference rates for bank transfers and additional details specified in the statutory order under Article 239 of the Introductory Act to the Civil Code [ Einführungsgesetz zum Bürgerlichen Gesetzbuch ] , in the form provided for there ; this does not apply to bank transfers of the type designated in section 676c ( 3 ) .
GG 28. 2 Municipalities must be guaranteed the right to regulate all local affairs on their own responsibility , within the limits prescribed by the laws . Within the limits of their functions designated by a law , associations of municipalities shall also have the right of self-government according to the laws . The guarantee of self-government shall extend to the bases of financial autonomy ; these bases shall include the right of municipalities to a source of tax revenues based upon economic ability and the right to establish the rates at which these sources shall be taxed .