| Fachwort |
|
|
| Deutsch | bank | Grundwort | fehlt |
| Fachbebiet | fehlt |
Trennung: | ba|nk |
| Inhalt | fehlt |
Status: | |
| Worttyp | fehlt |
| BGB 493. 1 The provisions of section 492 do not apply to consumer loan contracts in which a banking institution gives a borrower the right to overdraw his current account by a specified amount , if , apart from interest , no other charges are made for the loan taken out and the interest is not charged in periods shorter than three months . The banking institution must advise the borrower prior to such a loan being drawn on of the maximum limit of the loan , the annual rate of interest applicable at the time of the advice , the terms on which the rate of interest can be changed , the provisions for termination of the contract . The contract terms referred to in sentence 2 nos . 1 to 4 must be confirmed in writing to the borrower at the latest after the borrower has drawn on the loan for the first time . During the period in which he is drawing on the loan the borrower must also be given notice of any change in the annual rate of interest . The confirmation under sentence 3 and the notice under sentence 4 must be made in text form ; it is sufficient if they are given on a bank statement . |
| BGB 493. 2 If the banking institution allows a current account to be overdrawn and if the account is overdrawn for more than three months , then the banking institution must inform the borrower of the annual rate of interest , the charges and any changes in this connection ; this may be in the form of a printout on a bank statement . |
| BGB 675a. 1 A person who is officially appointed to manage the affairs of others or publicly offers to do so provides , for regularly occurring standardised business transactions ( standard transactions ) , in writing , or in appropriate cases also electronically , and gratuitously , information on fees and expenses for such transactions , to the extent that a price is not determined in accordance with section 315 or the fees and expenses are subject to binding statutory provisions . Banking institutions ( section 1 ( 1 ) of the German Banking Act [ Gesetz über das Kreditwesen ] ) must additionally provide information on transaction periods , value dates , reference rates for bank transfers and additional details specified in the statutory order under Article 239 of the Introductory Act to the Civil Code [ Einführungsgesetz zum Bürgerlichen Gesetzbuch ] , in the form provided for there ; this does not apply to bank transfers of the type designated in section 676c ( 3 ) . |
| BGB 675a. 2 The following are equivalent to banking institutions within the meaning of this title : the Deutsche Bundesbank , other enterprises that carry out bank transfers on a commercial basis , and domestic branch offices of banking institutions and other enterprises with their seat abroad that carry out bank transfers on a commercial basis . |
| |
