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instructs
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BGB 778 A person who instructs another person to grant a third party a loan or financing assistance in his own name and for his own account is liable as surety to the mandatary for the obligation of the third party arising from the loan or the financing assistance .
BGB 783 If a person delivers to a third party a document in which he instructs another person to furnish money , securities or other fungible things to that third party , then the third party is authorised to collect payment from the drawee in his own name ; the drawee is authorised to pay to the payee for the account of the drawer .