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BGB 1288. 1 If a money claim is collected under section 1281 , the pledgee and the creditor are reciprocally obliged to cooperate in order that the collected amount , to the extent that this is practicable without impairing the interests of the pledgee , is invested at interest in accordance with the provisions governing the investment of money held in trust for wards , and at the same time the pledge is created for the pledgee . The type of investment is determined by the creditor .