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25#wirke,wirken,wirkt,wirken
38#wirke,wirkst,wirkt,wirken,wirkt,wirken
46#wirkte,wirktest,wirkte,wirkten,wirktet,wirkten
40#wirke,wirkest,wirke,wirken,wirket,wirken
46#wirkte,wirktest,wirkte,wirkten,wirktet,wirkten
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1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
1#0
BGB 312b. 3 The provisions on distance contracts do not apply to contracts relating to correspondence courses ( section 1 of the Correspondence Course Act [ Fernunterrichtsschutzgesetz ] ) , relating to time sharing of residential buildings ( section 481 ) , relating to insurance policies and their brokerage , relating to the disposal of plots of land and rights equivalent to real property , the creation , disposal and cancellation of real rights in plots of land and rights equivalent to real property and the erection of buildings , relating to the supply of food products , beverages or other household objects of everyday use which are supplied to the residence , place of abode or place of employment of a consumer by entrepreneurs in the course of frequent and regular rounds , relating to the rendering of services in the fields of lodging , transport , delivery of food and beverages as well as leisure activities , if the entrepreneur , when the contract is entered into , agrees to render the services at a specific time or within a precisely indicated period of time , that are entered into a)with the use of automatic vending machines or automated business premises , or b)with operators of means of telecommunications on the basis of the use of public telephones , to the extent that they have the use of the latter as their subject matter .
BGB 492. 1 Consumer loan contracts are to be entered into in writing unless a more stringent form is provided for . Entering into the agreement in electronic form is excluded . The requirement of written form is satisfied if the offer and acceptance by the parties to the contract are declared in writing in separate documents . The statement of the lender need not be signed if it is made with the help of automatic equipment . The contract declaration must be signed by the borrower and must indicate : the net loan amount , and where applicable the maximum limit of the loan , the total amount of all instalments to be paid by the borrower in redemption of the loan as well as for payment of interest and other costs , if , at the date when the consumer loan contract is entered into , the total amount is certain for the entire duration of the loan ; for loans with variable conditions that are redeemed in instalments , a total amount on the basis of the loan terms that apply at the time the contract is entered into , the manner of repayment of the loan or , if an agreement on this is not envisaged , the arrangements for the termination of the contract , the rate of interest and all other loan costs which , where their amount is known , are to be specified in detail , or else whose basis is to be indicated , including any brokerage fees to be borne by the borrower , the effective annual rate of interest or , if the right is reserved to modify the rate of interest or other factors that determine the price , the initial effective annual rate of interest ; together with the initial effective annual rate of interest there must also be information on the conditions under which the factors that determine the price can be modified and the periods of time to which charges resulting from an incomplete disbursement or from a loan surcharge are to be allocated when calculating the effective annual rate of interest , the costs of any residual debt insurance or other insurance taken out in connection with the consumer loan contract , security to be provided .