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BGB 1587l. 3 The lump sum payment may be demanded only in the form of the payment of contributions to a statutory pension scheme or to a private life insurance or pensions insurance policy . If the lump sum payment in the form of the payment of contributions to a private life insurance or pensions insurance policy is chosen , the insurance contract must be entered into by the person entitled for himself for the event of death and reaching the age of sixty-five or a lower age and must provide that profit shares are applied to increase the insurance benefits . On application , the person obliged is to be permitted to pay in instalments to the extent that this is equitable in view of his financial circumstances .
BGB 1629a. 4 If a member of a community of heirs or an association of persons does not within three months after the minor reaches full age demand the partitioning of the estate or the termination of the association , then in case of doubt it is to be assumed that the obligation arising from such a relationship arose after the minor reached full age ; similar provisions apply to the proprietor of a trading business who has reached full age and who does not terminate this within three months after reaching full age . Under the preconditions set out in sentence 1 , it is also presumed that the present assets of the person who has reached full age were already in existence when he reached full age .