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insured
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insured
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BGB 1045. 2 If the thing is already insured , the payments to be paid for the insurance are borne by the usufructuary for the duration of the usufruct to the extent that he would be obliged to insure .
BGB 1046. 2 If damage covered by the insurance occurs , both the owner and the usufructuary may require that the amount insured is used to restore the thing or to obtain a replacement to the extent that corresponds to proper management . The owner may arrange for the use himself or leave it to the usufructuary .
BGB 1127. 2 Liability for the claim against the insurer is extinguished , if the insured object is restored to its original condition or a replacement is provided for it .
BGB 1128. 1 If a building is insured , the insurer may not pay the insured sum to the insured with effect in relation to the mortgage creditor until the insurer or the insured has notified the mortgage creditor that the damage has occurred and once one month has passed since the receipt of the notification . The mortgage creditor may , before the expiry of this period , make an objection to the insurer with regard to the payment . The notification may be omitted if it is impracticable ; in this case the month is calculated from the point of time at which the insured sum becomes due .