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Deutschbanking Grundwort banking
Fachbebietfehlt Trennung: ban|ki|ng
Inhaltfehlt Status: Beziehung
Worttyp fehlt
BGB 248. 2 Savings banks , credit institutions and owners of banking businesses may agree in advance that interest not collected on deposits should be held to be fresh interest-bearing deposits . Credit institutions entitled to issue interest-bearing bonds for the amount of the loans granted by them may , for such loans , have commitments made to them in advance to pay interest on interest in arrears .
BGB 312b. 1 Distance contracts are contracts for the supply of goods or the rendering of services , including financial services , which are entered into between an entrepreneur and a consumer solely by the use of means of distance communication , except where the entering into of the contract does not take place in the context of a sales or service system organised for distance sales . Financial services in the meaning of sentence 1 are banking services and services in connection with the granting of a credit , insurance , provision for old age for individuals , investment or payment .
BGB 493. 1 The provisions of section 492 do not apply to consumer loan contracts in which a banking institution gives a borrower the right to overdraw his current account by a specified amount , if , apart from interest , no other charges are made for the loan taken out and the interest is not charged in periods shorter than three months . The banking institution must advise the borrower prior to such a loan being drawn on of the maximum limit of the loan , the annual rate of interest applicable at the time of the advice , the terms on which the rate of interest can be changed , the provisions for termination of the contract . The contract terms referred to in sentence 2 nos . 1 to 4 must be confirmed in writing to the borrower at the latest after the borrower has drawn on the loan for the first time . During the period in which he is drawing on the loan the borrower must also be given notice of any change in the annual rate of interest . The confirmation under sentence 3 and the notice under sentence 4 must be made in text form ; it is sufficient if they are given on a bank statement .
BGB 493. 2 If the banking institution allows a current account to be overdrawn and if the account is overdrawn for more than three months , then the banking institution must inform the borrower of the annual rate of interest , the charges and any changes in this connection ; this may be in the form of a printout on a bank statement .