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insure
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Section 1045 Obligation of the usufructuary to insure
BGB 1045. 1 The usufructuary must insure the thing for the duration of the usufruct against damage by fire and other accidents at his own cost , if the insurance corresponds to proper management . The insurance must be taken out in such a way that the claim against the insurer belongs to the owner .
BGB 1045. 2 If the thing is already insured , the payments to be paid for the insurance are borne by the usufructuary for the duration of the usufruct to the extent that he would be obliged to insure .
BGB 1908f. 1 An association having legal personality may be recognised as a custodianship association if it guarantees that it 1. has a sufficient number of suitable employees and will supervise and give further education to these and insure them appropriately for damage that they may cause to others in the course of their activity , 2. methodically endeavours to acquire voluntary custodians , introduces them to their tasks , gives them further education and advises them and authorised representatives , 2a. methodically gives information on enduring powers of attorney and custodianship orders , 3. enables an exchange of experience between the employees .