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=S=> BGB 1046. 1 The usufructuary has the usufruct in a claim against an insurer under the provisions that govern usufruct in an outstanding claim that bears interest .
=S=> BGB 1046. 2 If damage covered by the insurance occurs , both the owner and the usufructuary may require that the amount insured is used to restore the thing or to obtain a replacement to the extent that corresponds to proper management . The owner may arrange for the use himself or leave it to the usufructuary .
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