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=S=> BGB 675a. 1 A person who is officially appointed to manage the affairs of others or publicly offers to do so provides , for regularly occurring standardised business transactions ( standard transactions ) , in writing , or in appropriate cases also electronically , and gratuitously , information on fees and expenses for such transactions , to the extent that a price is not determined in accordance with section 315 or the fees and expenses are subject to binding statutory provisions . Banking institutions ( section 1 ( 1 ) of the German Banking Act [ Gesetz über das Kreditwesen ] ) must additionally provide information on transaction periods , value dates , reference rates for bank transfers and additional details specified in the statutory order under Article 239 of the Introductory Act to the Civil Code [ Einführungsgesetz zum Bürgerlichen Gesetzbuch ] , in the form provided for there ; this does not apply to bank transfers of the type designated in section 676c ( 3 ) .
=S=> BGB 675a. 2 The following are equivalent to banking institutions within the meaning of this title : the Deutsche Bundesbank , other enterprises that carry out bank transfers on a commercial basis , and domestic branch offices of banking institutions and other enterprises with their seat abroad that carry out bank transfers on a commercial basis .
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