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=S=> BGB 655c The consumer is only obliged to pay the fee if as the result of the negotiation by or evidence from the loan broker the loan is granted to the consumer and the loan has been paid out to the consumer and revocation by the consumer under section 355 is no longer possible . To the extent that , with the knowledge of the loan broker , the consumer loan contract is intended for the early repayment of another loan ( debt rescheduling ) , a claim to remuneration arises only if the effective annual rate of interest or the initial effective annual rate of interest is not increased ; when the effective or initial effective annual rate of interest for the loan to be repaid is calculated , any possible brokerage costs are disregarded .
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