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=S=> BGB 492a. 1 If a fixed interest rate is agreed in the loan contract , and if the fixing of interest ends prior to the time determined for repayment , the lender shall inform the borrower at the latest three months prior to the end of the fixing of interest whether he is willing to reach a new agreement as regards interest . If the lender declares his willingness thereto , notification must contain the interest rate offered by the lender at the time of notification .
=S=> BGB 492a. 2 The lender must notify the borrower at the latest three months prior to termination of a loan contract whether he is willing to continue the loan relationship . If the lender declares that he is willing to continue , notification must contain the obligatory information from section 492 ( 1 ) sentence 5 applicable at the time of notification .
=S=> BGB 492a. 3 If claims were assigned from the loan contract , the obligations in accordance with subsections ( 1 ) and ( 2 ) also affect the new creditor unless the previous creditor has agreed with the new creditor that only the previous lender is identified in the relationship with the borrower .
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