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EnglischBGB 1139 If , upon the creation of a mortgage for a loan , the issue of a mortgage certificate is excluded , then an application of the owner to the Land Registry suffices to register an objection on the basis that the loan has not been provided , provided that the application is made before the expiry of one month after the mortgage is registered . If the objection is registered within this month , then the registration has the same effect as if the objection had been registered at the same time as the mortgage .