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EnglischBGB 676g. 1 If a transfer amount has been received by the banking institution of the customer , the banking institution must credit this amount to the customer within the agreed period of time or , if there is no agreement on a period of time , within one banking day after the day on which the amount was credited to the banking institution , unless prior to receipt of the transfer amount it received notification under section 676d ( 2 ) sentence 1. If the amount transferred is not credited to the account of the customer in good time , then the banking institution must pay the customer interest on the transfer amount for the duration of the delay , unless the transferor or the customer is responsible for the delay . Section 676b ( 1 ) sentence 2 applies . The credit , even if it is made subsequently , must be undertaken in such a way that value dating of the incoming amount on the customer's account , to the extent not otherwise agreed with entrepreneurs , coincides with the date on which the amount is made av ailable to the banking institution .