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EnglischBGB 676a. 4 The transferor may terminate the bank transfer contract at any time prior to commencement of the transaction period , but after this he may only give notice if the banking institution of the beneficiary is notified of the termination by the time at which the transfer amount is finally made available to this banking institution for credit to the account of the beneficiary . In connection with payment systems , a bank transfer may , notwithstanding sentence 1 , no longer be terminated after the time determined in the rules of the system . The transferring banking institution must arrange for the banking institution of the beneficiary to be informed of a termination without delay .