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EnglischBGB 502. 3 An instalment payment transaction is void if the requirement of written form in section 492 ( 1 ) sentences 1 to 4 is not observed or if one of the items of information required by subsection ( 1 ) sentence 1 nos . 1 to 5 is omitted . Notwithstanding a defect under sentence 1 , the instalment payment transaction is valid if the thing is delivered to the consumer or the service performed for him . However , the maximum rate of interest on the cash payment price is the statutory rate of interest if the information on the instalment payment price or the effective annual rate of interest is missing . If a cash payment price is not stated , then in case of doubt the market price is deemed to be the cash payment price . The provision of security may not be required if no information has been given in that regard . If information on the effective or initial effective annual rate of interest states a rate that is too low , the instalment payment price is reduced by the percentage by which the effective or initial effective annual rate of interest is too low .